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UPSC Prelims 2026: Most Probable Current Affairs (Part 5)

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Government schemes constitute one of the most consistently tested areas in UPSC Prelims. Every year, the Commission frames questions around newly launched initiatives, revamped programmes, funding patterns, nodal ministries, target beneficiaries, and implementation mechanisms. With the increasing emphasis on governance, welfare delivery, financial inclusion, climate action, skilling, digital infrastructure, and social sector reforms, a clear understanding of Union Government schemes has become indispensable for serious aspirants.

This PDF for UPSC Prelims 2026 provides a structured and exam-oriented compilation of all major Union Government schemes, with special focus on initiatives launched or significantly updated during 2025–26. The content has been curated to align with the evolving pattern of Prelims questions, where factual clarity is tested alongside conceptual understanding of objectives, features, and institutional frameworks.

Each scheme is presented in a concise and revision-friendly format covering ministry, launch year, key components, target groups, funding structure, and relevance to broader policy themes such as sustainable development, inclusive growth, technology integration, and federal coordination.

Designed for quick revision and high retention, this document aims to eliminate scattered preparation and provide a reliable, single-source reference for mastering government schemes for Prelims 2026.